{"id":1561,"date":"2024-10-21T20:05:32","date_gmt":"2024-10-21T20:05:32","guid":{"rendered":"https:\/\/homestatebank.org\/?page_id=1561"},"modified":"2024-10-22T00:26:08","modified_gmt":"2024-10-22T00:26:08","slug":"doug-stoehr","status":"publish","type":"page","link":"https:\/\/homestatebank.org\/doug-stoehr\/","title":{"rendered":"Doug Stoehr"},"content":{"rendered":"\t\t
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I love working with First time buyers and educating all of my clients on the loan process.<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Doug
Stoehr<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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I have over 20 plus years of mortgage loan experience. I have extensive knowledge with Conventional, VA, FHA and Rural Home loans, that knowledge and experience in how to structure a loan is the difference between me and other mortgage lenders.<\/p>

I love working with First time buyers and educating all of my clients on the loan process. I am available to my clients and Realtor partners 7 days a week up till at least 8 pm. I tell everybody there are no dumb questions when your spending this kind of money.<\/p>

Call me , text or email me and I will get the answer to you as quickly as possible. I am also committed to my Community as I have been a Cub Master, coached a variety of sports and serve on the board of Gabriels Wings Foundation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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You're in Good Hands ...<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Since 1915, Home State Bank has established a strong reputation with individual consumers, real estate professionals, and homebuilders.

\n You can be confident that your chosen mortgage consultant will guide and advise you on which product would best suit your unique home financing needs. We will provide loan status reports so that you are informed throughout the lending process.

Our online capabilities provide you with many conveniences that extend beyond normal business hours, however, we pride ourselves on establishing long-term relationships that are best formed through face-to-face interactions.<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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NMLS Institution ID N0. 478452<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Get the Cash You Need<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Owning a home is more than just a personal milestone; it's a smart financial move. Over the years, as you've diligently made mortgage payments, your home has likely appreciated in value. This means you've built up valuable equity.\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Tap Into Your Equity<\/h2> <\/div>\n

Imagine being able to unlock that equity for immediate needs. Meet Cash-Out Refinancing: your financial Swiss Army knife. By swapping out your existing mortgage for a new one\u2014this time, one that’s larger than your outstanding balance\u2014you can free up a lump sum of cash at closing.<\/p><\/div> <\/div>\n <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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But Why Consider Cash-Out Refinancing Now?<\/h2> <\/div>\n

You might be wondering, with current mortgage interest rates, why go for a new mortgage that could have a higher rate? Great question. The power of Cash-Out Refinancing isn’t just in the immediate liquidity\u2014it’s in the financial flexibility it offers. Many homeowners are using it to consolidate debts, which often have much higher interest rates.<\/p><\/div> <\/div>\n <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Home Renovations: Investing In Your Sanctuary<\/h2> <\/div>\n

Speaking of financial flexibility, let’s talk renovations. Upgrading your home isn\u2019t just about slapping on a new coat of paint; it\u2019s about enhancing your lifestyle and increasing your property value. A cash-out refinance is an excellent tool to fund these improvements. Whether you’re adding a home office, updating your kitchen, or finally building that dream backyard oasis, you’re not just making your home better\u2014you’re making a long-term investment. Best of all, you’re improving on an asset you already own, thereby saving yourself the upheaval and expense of shopping for a new home in a market of escalating costs.<\/p><\/div>

\n \n <\/i> Call Doug Today to Learn More!<\/span>\n <\/a>\n <\/div>\n <\/div>\n <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Your Trusted Mortgage Expert<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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