{"id":1561,"date":"2024-10-21T20:05:32","date_gmt":"2024-10-21T20:05:32","guid":{"rendered":"https:\/\/homestatebank.org\/?page_id=1561"},"modified":"2024-10-22T00:26:08","modified_gmt":"2024-10-22T00:26:08","slug":"doug-stoehr","status":"publish","type":"page","link":"https:\/\/homestatebank.org\/doug-stoehr\/","title":{"rendered":"Doug Stoehr"},"content":{"rendered":"\t\t
I have over 20 plus years of mortgage loan experience. I have extensive knowledge with Conventional, VA, FHA and Rural Home loans, that knowledge and experience in how to structure a loan is the difference between me and other mortgage lenders.<\/p>
I love working with First time buyers and educating all of my clients on the loan process. I am available to my clients and Realtor partners 7 days a week up till at least 8 pm. I tell everybody there are no dumb questions when your spending this kind of money.<\/p>
Call me , text or email me and I will get the answer to you as quickly as possible. I am also committed to my Community as I have been a Cub Master, coached a variety of sports and serve on the board of Gabriels Wings Foundation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
NMLS Institution ID N0. 478452<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t Imagine being able to unlock that equity for immediate needs. Meet Cash-Out Refinancing: your financial Swiss Army knife. By swapping out your existing mortgage for a new one\u2014this time, one that’s larger than your outstanding balance\u2014you can free up a lump sum of cash at closing.<\/p><\/div> <\/div>\n <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t You might be wondering, with current mortgage interest rates, why go for a new mortgage that could have a higher rate? Great question. The power of Cash-Out Refinancing isn’t just in the immediate liquidity\u2014it’s in the financial flexibility it offers. Many homeowners are using it to consolidate debts, which often have much higher interest rates.<\/p><\/div> <\/div>\n <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t Speaking of financial flexibility, let’s talk renovations. Upgrading your home isn\u2019t just about slapping on a new coat of paint; it\u2019s about enhancing your lifestyle and increasing your property value. A cash-out refinance is an excellent tool to fund these improvements. Whether you’re adding a home office, updating your kitchen, or finally building that dream backyard oasis, you’re not just making your home better\u2014you’re making a long-term investment. Best of all, you’re improving on an asset you already own, thereby saving yourself the upheaval and expense of shopping for a new home in a market of escalating costs.<\/p><\/div> Get the Cash You Need<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
Owning a home is more than just a personal milestone; it's a smart financial move. Over the years, as you've diligently made mortgage payments, your home has likely appreciated in value. This means you've built up valuable equity.\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
Tap Into Your Equity<\/h2> <\/div>\n
\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
But Why Consider Cash-Out Refinancing Now?<\/h2> <\/div>\n
\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
Home Renovations: Investing In Your Sanctuary<\/h2> <\/div>\n
\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
Your Trusted Mortgage Expert<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
<\/div>
Home State did a great job of assisting us on the finance end of our search for a new home. Once the offer was made and the ball was rolling all staff contacts with Home State Bank were pleasant, professional, and timely. Would highly recommend them.<\/blockquote><\/div><\/div>
Hurley W.<\/a><\/h5><\/span><\/div><\/li>
<\/div>
Working with Home State was easy. Very knowledgeable and explained every step taken on the way to purchasing our new home. I would highly recommend working with them.<\/blockquote><\/div><\/div>