{"id":1069,"date":"2023-04-10T16:35:02","date_gmt":"2023-04-10T16:35:02","guid":{"rendered":"https:\/\/homestatebank.org\/?page_id=1069"},"modified":"2024-11-14T14:29:25","modified_gmt":"2024-11-14T14:29:25","slug":"home-state-bank","status":"publish","type":"page","link":"https:\/\/homestatebank.org\/","title":{"rendered":"Home State Bank"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1069\" class=\"elementor elementor-1069\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-ec17c03 elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"ec17c03\" data-element_type=\"section\" id=\"about\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-477fba5\" data-id=\"477fba5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-1cde963 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1cde963\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5043a78\" data-id=\"5043a78\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aa1d838 elementor-widget elementor-widget-spacer\" data-id=\"aa1d838\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee36f7e elementor-widget elementor-widget-heading\" data-id=\"ee36f7e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Unlocking Dreams for Over a Century: Our Mortgage Expertise, Your Future<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed054ab elementor-widget elementor-widget-text-editor\" data-id=\"ed054ab\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"flex flex-grow flex-col gap-3\"><div class=\"min-h-[20px] flex flex-col items-start gap-4 whitespace-pre-wrap break-words\"><div class=\"markdown prose w-full break-words dark:prose-invert light\"><p>Purchasing or refinancing a home is a significant event, and understanding how to finance such a considerable investment can be daunting! Fortunately, we&#8217;ve assisted countless families in the mortgage process.<\/p><p>Here at Home State Mortgage, we&#8217;re committed to helping you understanding the various financing options available and guiding you towards an optimal mortgage plan.<\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04442f6 elementor-widget elementor-widget-spacer\" data-id=\"04442f6\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ad402b elementor-align-center uael-mbutton-text-center elementor-widget elementor-widget-uael-marketing-button\" data-id=\"7ad402b\" data-element_type=\"widget\" data-settings=\"{&quot;icon_indent&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;15&quot;,&quot;right&quot;:&quot;30&quot;,&quot;bottom&quot;:&quot;15&quot;,&quot;left&quot;:&quot;30&quot;,&quot;isLinked&quot;:false},&quot;title_margin_bottom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:11,&quot;sizes&quot;:[]},&quot;icon_size&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;icon_size_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;icon_size_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;icon_indent_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;icon_indent_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;align&quot;:&quot;center&quot;,&quot;padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;title_margin_bottom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;title_margin_bottom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"uael-marketing-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"uael-marketing-button\">\n\t\t\t<div class=\"uael-button-wrapper\">\n\t\t\t\t<a class=\"elementor-button-link elementor-button elementor-size-md uael-marketing-buttons-right\" href=\"https:\/\/homestatebank.org\/loan-officers\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"uael-marketing-buttons-wrap\">\n\t\t\t<span class=\"elementor-button-content-wrapper uael-buttons-icon-right\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t<span class=\"elementor-align-icon-right elementor-button-icon\">\n\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"fa fa-arrow-right\"><\/i>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text uael-marketing-button-title elementor-inline-editing\" data-elementor-setting-key=\"text\" data-elementor-inline-editing-toolbar=\"none\">CONNECT WITH A LOAN EXPERT<\/span>\n\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"uael-marketing-button-desc elementor-inline-editing\" data-elementor-setting-key=\"desc_text\" data-elementor-inline-editing-toolbar=\"none\">Get All Of Your Questions Answered<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e1b60b elementor-align-center uael-mbutton-text-center elementor-widget elementor-widget-uael-marketing-button\" data-id=\"8e1b60b\" data-element_type=\"widget\" data-settings=\"{&quot;icon_indent&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;15&quot;,&quot;right&quot;:&quot;30&quot;,&quot;bottom&quot;:&quot;15&quot;,&quot;left&quot;:&quot;30&quot;,&quot;isLinked&quot;:false},&quot;title_margin_bottom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:11,&quot;sizes&quot;:[]},&quot;icon_size&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;icon_size_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;icon_size_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;icon_indent_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;icon_indent_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;align&quot;:&quot;center&quot;,&quot;padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;title_margin_bottom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;title_margin_bottom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"uael-marketing-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"uael-marketing-button\">\n\t\t\t<div class=\"uael-button-wrapper\">\n\t\t\t\t<a class=\"elementor-button-link elementor-button elementor-size-md uael-marketing-buttons-right\" href=\"https:\/\/apply.hsbmortgage.com\/#\/milestones?referrerId=jsorenson%40homestateonline.com\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"uael-marketing-buttons-wrap\">\n\t\t\t<span class=\"elementor-button-content-wrapper uael-buttons-icon-right\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t<span class=\"elementor-align-icon-right elementor-button-icon\">\n\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"fa fa-arrow-right\"><\/i>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text uael-marketing-button-title elementor-inline-editing\" data-elementor-setting-key=\"text\" data-elementor-inline-editing-toolbar=\"none\">APPLY ONLINE<\/span>\n\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"uael-marketing-button-desc elementor-inline-editing\" data-elementor-setting-key=\"desc_text\" data-elementor-inline-editing-toolbar=\"none\">Ready to Get Started? It Only Takes a Few Minutes!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e30049c\" data-id=\"e30049c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43c76af elementor-widget elementor-widget-image\" data-id=\"43c76af\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"569\" height=\"488\" src=\"https:\/\/homestatebank.org\/wp-content\/uploads\/2023\/05\/Experts-lg.png\" class=\"attachment-full size-full wp-image-1133\" alt=\"\" srcset=\"https:\/\/homestatebank.org\/wp-content\/uploads\/2023\/05\/Experts-lg.png 569w, https:\/\/homestatebank.org\/wp-content\/uploads\/2023\/05\/Experts-lg-300x257.png 300w, https:\/\/homestatebank.org\/wp-content\/uploads\/2023\/05\/Experts-lg-170x146.png 170w, https:\/\/homestatebank.org\/wp-content\/uploads\/2023\/05\/Experts-lg-50x43.png 50w, https:\/\/homestatebank.org\/wp-content\/uploads\/2023\/05\/Experts-lg-87x75.png 87w\" sizes=\"(max-width:767px) 480px, 569px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-7492cfc elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" 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viewBox=\"0 0 283.5 19.6\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" style=\"opacity:0.33\" d=\"M0 0L0 18.8 141.8 4.1 283.5 18.8 283.5 0z\"\/>\n\t<path class=\"elementor-shape-fill\" style=\"opacity:0.33\" d=\"M0 0L0 12.6 141.8 4 283.5 12.6 283.5 0z\"\/>\n\t<path class=\"elementor-shape-fill\" style=\"opacity:0.33\" d=\"M0 0L0 6.4 141.8 4 283.5 6.4 283.5 0z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M0 0L0 1.2 141.8 4 283.5 1.2 283.5 0z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 283.5 19.6\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" style=\"opacity:0.33\" d=\"M0 0L0 18.8 141.8 4.1 283.5 18.8 283.5 0z\"\/>\n\t<path class=\"elementor-shape-fill\" style=\"opacity:0.33\" d=\"M0 0L0 12.6 141.8 4 283.5 12.6 283.5 0z\"\/>\n\t<path class=\"elementor-shape-fill\" style=\"opacity:0.33\" d=\"M0 0L0 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elementor-inner-section elementor-element elementor-element-82da80b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"82da80b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-41cd66d\" data-id=\"41cd66d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e3a040f uael-fancytext-stack-no elementor-widget elementor-widget-uael-fancy-heading\" data-id=\"e3a040f\" data-element_type=\"widget\" data-settings=\"{&quot;fancytext_align&quot;:&quot;center&quot;,&quot;fancytext_space_prefix&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:5,&quot;sizes&quot;:[]},&quot;fancytext_space_suffix&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:5,&quot;sizes&quot;:[]},&quot;fancytext_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;0&quot;,&quot;right&quot;:&quot;10&quot;,&quot;bottom&quot;:&quot;10&quot;,&quot;left&quot;:&quot;10&quot;,&quot;isLinked&quot;:false},&quot;fancytext_space_prefix_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;fancytext_space_prefix_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;fancytext_space_suffix_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;fancytext_space_suffix_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;fancytext_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;fancytext_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-widget_type=\"uael-fancy-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"uael-module-content uael-fancy-text-node uael-clip-cursor-yes\" data-animation=\"clip\" data-speed=\"2500\" data-clip_speed=\"1000\" data-pause_time=\"1000\">\n\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"uael-fancy-text-wrap uael-fancy-text-clip\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"uael-fancy-heading uael-fancy-text-prefix\">The<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"uael-fancy-stack\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"uael-fancy-heading uael-fancy-text-main uael-slide-main uael-adjust-width\">\n\t\t\t\t\t\t\t\t<span class=\"uael-slide-main_ul\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"uael-slide-block uael-active-heading\"><span class=\"uael-slide_text\">Most Affordable<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"uael-slide-block \"><span class=\"uael-slide_text\">Most Flexible<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"uael-slide-block \"><span class=\"uael-slide_text\">Most Effective<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"uael-fancy-heading uael-fancy-text-suffix\">Mortgage <\/span>\n\t\t\t\t\t\t\t\t\t<\/h2>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9bc9474 elementor-widget elementor-widget-text-editor\" data-id=\"9bc9474\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Home State&#8217;s Mortgage Experts will guide you to the most effective program for your needs. We offer all of the leading programs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-acd7b7d\" data-id=\"acd7b7d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-5e9312c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e9312c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-017e3a2\" data-id=\"017e3a2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e8a407e eael-flipbox-content-align-center elementor-widget elementor-widget-eael-flip-box\" data-id=\"e8a407e\" data-element_type=\"widget\" data-widget_type=\"eael-flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"eael-elements-flip-box-container eael-animate-flip eael-animate-left eael-content eael-flip-box-hover\">\n\n            <div class=\"eael-elements-flip-box-flip-card\">\n                <div class=\"eael-elements-flip-box-front-container\">\n\n                    \n                        <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                    <div class=\"eael-elements-flip-box-icon-image\">\n                                                                            <\/div>\n                                    <h2 class=\"eael-elements-flip-box-heading\">CONVENTIONAL<\/h2>                                    <div class=\"eael-elements-flip-box-content\">\n\t                                    <p>LEARN MORE<\/p>                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div class=\"eael-elements-flip-box-rear-container\">\n\n                                            <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                                                                                            <div class=\"eael-elements-flip-box-content\">\n                                        <p>Conventional mortgages are widely used for purchasing primary residences, second homes, or investment properties. They offer borrowers flexibility in terms of loan terms and repayment options. Additionally, once a borrower builds enough equity in their home, they may be able to eliminate private mortgage insurance (PMI), reducing their monthly payments.<\/p>                                    <\/div>\n\n                                                                    <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n        <script>\n            jQuery(document).ready(function( $ ) {\n                $(\".eael-flip-box-click\").off('click').on( 'click', function( event ) {\n                    $(this).toggleClass( '--active' );\n                });\n            });\n        <\/script>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f123992\" data-id=\"f123992\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d17c484 eael-flipbox-content-align-center elementor-widget elementor-widget-eael-flip-box\" data-id=\"d17c484\" data-element_type=\"widget\" data-widget_type=\"eael-flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"eael-elements-flip-box-container eael-animate-flip eael-animate-left eael-content eael-flip-box-hover\">\n\n            <div class=\"eael-elements-flip-box-flip-card\">\n                <div class=\"eael-elements-flip-box-front-container\">\n\n                    \n                        <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                    <div class=\"eael-elements-flip-box-icon-image\">\n                                                                            <\/div>\n                                    <h2 class=\"eael-elements-flip-box-heading\">FHA<\/h2>                                    <div class=\"eael-elements-flip-box-content\">\n\t                                    <p>LEARN MORE<\/p>                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div class=\"eael-elements-flip-box-rear-container\">\n\n                                            <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                                                                                            <div class=\"eael-elements-flip-box-content\">\n                                        <p>FHA assists first-time home buyers and others who might not be able to meet down payment requirements for conventional loans by providing mortgage insurance to private lenders. Anyone, who has a satisfactory credit record, enough cash to close the loan, and sufficient steady income to make monthly mortgage payments can be approved for an FHA-insured mortgage.\u00a0 <\/p>                                    <\/div>\n\n                                                                    <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n        <script>\n            jQuery(document).ready(function( $ ) {\n                $(\".eael-flip-box-click\").off('click').on( 'click', function( event ) {\n                    $(this).toggleClass( '--active' );\n                });\n            });\n        <\/script>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-ea1635a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ea1635a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b9e9028\" data-id=\"b9e9028\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a47dabb eael-flipbox-content-align-center elementor-widget elementor-widget-eael-flip-box\" data-id=\"a47dabb\" data-element_type=\"widget\" data-widget_type=\"eael-flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"eael-elements-flip-box-container eael-animate-flip eael-animate-left eael-content eael-flip-box-hover\">\n\n            <div class=\"eael-elements-flip-box-flip-card\">\n                <div class=\"eael-elements-flip-box-front-container\">\n\n                    \n                        <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                    <div class=\"eael-elements-flip-box-icon-image\">\n                                                                            <\/div>\n                                    <h2 class=\"eael-elements-flip-box-heading\">VA LOAN<\/h2>                                    <div class=\"eael-elements-flip-box-content\">\n\t                                    <p>LEARN MORE<\/p>                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div class=\"eael-elements-flip-box-rear-container\">\n\n                                            <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                                                                                            <div class=\"eael-elements-flip-box-content\">\n                                        <p>A VA loan, also known as a Veterans Affairs loan, is a type of mortgage loan available to eligible veterans, active-duty service members, and select military spouses. One of the key benefits of a VA loan is that it often allows for more favorable terms and conditions compared to traditional mortgages. These loans typically offer competitive interest rates, require little to no down payment, and may not necessitate private mortgage insurance.<\/p>                                    <\/div>\n\n                                                                    <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n        <script>\n            jQuery(document).ready(function( $ ) {\n                $(\".eael-flip-box-click\").off('click').on( 'click', function( event ) {\n                    $(this).toggleClass( '--active' );\n                });\n            });\n        <\/script>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2bc70f2\" data-id=\"2bc70f2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b2263c eael-flipbox-content-align-center elementor-widget elementor-widget-eael-flip-box\" data-id=\"6b2263c\" data-element_type=\"widget\" data-widget_type=\"eael-flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"eael-elements-flip-box-container eael-animate-flip eael-animate-left eael-content eael-flip-box-hover\">\n\n            <div class=\"eael-elements-flip-box-flip-card\">\n                <div class=\"eael-elements-flip-box-front-container\">\n\n                    \n                        <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                    <div class=\"eael-elements-flip-box-icon-image\">\n                                                                            <\/div>\n                                    <h2 class=\"eael-elements-flip-box-heading\">ADJUSTABLE RATE<\/h2>                                    <div class=\"eael-elements-flip-box-content\">\n\t                                    <p>LEARN MORE<\/p>                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div class=\"eael-elements-flip-box-rear-container\">\n\n                                            <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                                                                                            <div class=\"eael-elements-flip-box-content\">\n                                        <p>Increasingly popular, ARMS \u2014 3\/1, 5\/1 or 7\/1 \u2014 can offer the best of both worlds: lower interest rates and a fixed payment for a predetermined period of time. For example, a &#8220;5\/1 loan&#8221; has a fixed monthly payment and interest for the first five years and then turns into a traditional adjustable-rate loan, based on the-current rates for the remaining 25 years. It is a good choice for people who expect to move (or refinance) before or shortly after the adjustment occurs.<\/p>                                    <\/div>\n\n                                                                    <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n        <script>\n            jQuery(document).ready(function( $ ) {\n                $(\".eael-flip-box-click\").off('click').on( 'click', function( event ) {\n                    $(this).toggleClass( '--active' );\n                });\n            });\n        <\/script>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-f77bce7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f77bce7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-214162a\" data-id=\"214162a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ec96c66 eael-flipbox-content-align-center elementor-widget elementor-widget-eael-flip-box\" data-id=\"ec96c66\" data-element_type=\"widget\" data-widget_type=\"eael-flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"eael-elements-flip-box-container eael-animate-flip eael-animate-left eael-content eael-flip-box-hover\">\n\n            <div class=\"eael-elements-flip-box-flip-card\">\n                <div class=\"eael-elements-flip-box-front-container\">\n\n                    \n                        <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                    <div class=\"eael-elements-flip-box-icon-image\">\n                                                                            <\/div>\n                                    <h2 class=\"eael-elements-flip-box-heading\">30 YEAR FIXED<\/h2>                                    <div class=\"eael-elements-flip-box-content\">\n\t                                    <p>LEARN MORE<\/p>                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div class=\"eael-elements-flip-box-rear-container\">\n\n                                            <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                                                                                            <div class=\"eael-elements-flip-box-content\">\n                                        <p>The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer.<\/p>                                    <\/div>\n\n                                                                    <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n        <script>\n            jQuery(document).ready(function( $ ) {\n                $(\".eael-flip-box-click\").off('click').on( 'click', function( event ) {\n                    $(this).toggleClass( '--active' );\n                });\n            });\n        <\/script>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2373063\" data-id=\"2373063\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0233d9b eael-flipbox-content-align-center elementor-widget elementor-widget-eael-flip-box\" data-id=\"0233d9b\" data-element_type=\"widget\" data-widget_type=\"eael-flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"eael-elements-flip-box-container eael-animate-flip eael-animate-left eael-content eael-flip-box-hover\">\n\n            <div class=\"eael-elements-flip-box-flip-card\">\n                <div class=\"eael-elements-flip-box-front-container\">\n\n                    \n                        <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                    <div class=\"eael-elements-flip-box-icon-image\">\n                                                                            <\/div>\n                                    <h2 class=\"eael-elements-flip-box-heading\">15 YEAR FIXED<\/h2>                                    <div class=\"eael-elements-flip-box-content\">\n\t                                    <p>LEARN MORE<\/p>                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div class=\"eael-elements-flip-box-rear-container\">\n\n                                            <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                                                                                            <div class=\"eael-elements-flip-box-content\">\n                                        <p>This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate &#8211; and you&#8217;ll pay off your loan twice as fast.<\/p>                                    <\/div>\n\n                                                                    <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n        <script>\n            jQuery(document).ready(function( $ ) {\n                $(\".eael-flip-box-click\").off('click').on( 'click', function( event ) {\n                    $(this).toggleClass( '--active' );\n                });\n            });\n        <\/script>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-9c1834c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9c1834c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e2fb7f8\" data-id=\"e2fb7f8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a840478 eael-flipbox-content-align-center elementor-widget elementor-widget-eael-flip-box\" data-id=\"a840478\" data-element_type=\"widget\" data-widget_type=\"eael-flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"eael-elements-flip-box-container eael-animate-flip eael-animate-left eael-content eael-flip-box-hover\">\n\n            <div class=\"eael-elements-flip-box-flip-card\">\n                <div class=\"eael-elements-flip-box-front-container\">\n\n                    \n                        <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                    <div class=\"eael-elements-flip-box-icon-image\">\n                                                                            <\/div>\n                                    <h2 class=\"eael-elements-flip-box-heading\">IHDA<\/h2>                                    <div class=\"eael-elements-flip-box-content\">\n\t                                    <p>LEARN MORE<\/p>                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div class=\"eael-elements-flip-box-rear-container\">\n\n                                            <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                                                                                            <div class=\"eael-elements-flip-box-content\">\n                                        <p>The Illinois Housing Development Authority (IHDA) offers a range of programs to help individuals and families achieve homeownership, primarily through down payment assistance and affordable loan options.<\/p>                                    <\/div>\n\n                                                                    <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n        <script>\n            jQuery(document).ready(function( $ ) {\n                $(\".eael-flip-box-click\").off('click').on( 'click', function( event ) {\n                    $(this).toggleClass( '--active' );\n                });\n            });\n        <\/script>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-84ed304\" data-id=\"84ed304\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e4fbe9 eael-flipbox-content-align-center elementor-widget elementor-widget-eael-flip-box\" data-id=\"0e4fbe9\" data-element_type=\"widget\" data-widget_type=\"eael-flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"eael-elements-flip-box-container eael-animate-flip eael-animate-left eael-content eael-flip-box-hover\">\n\n            <div class=\"eael-elements-flip-box-flip-card\">\n                <div class=\"eael-elements-flip-box-front-container\">\n\n                    \n                        <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                    <div class=\"eael-elements-flip-box-icon-image\">\n                                                                            <\/div>\n                                    <h2 class=\"eael-elements-flip-box-heading\">WHEDA<\/h2>                                    <div class=\"eael-elements-flip-box-content\">\n\t                                    <p>LEARN MORE<\/p>                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div class=\"eael-elements-flip-box-rear-container\">\n\n                                            <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                                                                                            <div class=\"eael-elements-flip-box-content\">\n                                        <p>The Wisconsin Housing and Economic Development Authority (WHEDA) offers a variety of programs designed to make homeownership more accessible for Wisconsin residents, particularly first-time homebuyers and low- to moderate-income individuals.<\/p>                                    <\/div>\n\n                                                                    <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n        <script>\n            jQuery(document).ready(function( $ ) {\n                $(\".eael-flip-box-click\").off('click').on( 'click', function( event ) {\n                    $(this).toggleClass( '--active' );\n                });\n            });\n        <\/script>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-30ca8a2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"30ca8a2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c8ecd9d\" data-id=\"c8ecd9d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a535c03 eael-flipbox-content-align-center elementor-widget elementor-widget-eael-flip-box\" data-id=\"a535c03\" data-element_type=\"widget\" data-widget_type=\"eael-flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"eael-elements-flip-box-container eael-animate-flip eael-animate-left eael-content eael-flip-box-hover\">\n\n            <div class=\"eael-elements-flip-box-flip-card\">\n                <div class=\"eael-elements-flip-box-front-container\">\n\n                    \n                        <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                    <div class=\"eael-elements-flip-box-icon-image\">\n                                                                            <\/div>\n                                    <h2 class=\"eael-elements-flip-box-heading\">DPP<\/h2>                                    <div class=\"eael-elements-flip-box-content\">\n\t                                    <p>LEARN MORE<\/p>                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div class=\"eael-elements-flip-box-rear-container\">\n\n                                            <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                                                                                            <div class=\"eael-elements-flip-box-content\">\n                                        <p>The Downpayment Plus\u00ae (DPP) Program is a valuable resource for low- to moderate-income homebuyers looking to overcome the financial hurdle of purchasing a home.<\/p>                                    <\/div>\n\n                                                                    <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n        <script>\n            jQuery(document).ready(function( $ ) {\n                $(\".eael-flip-box-click\").off('click').on( 'click', function( event ) {\n                    $(this).toggleClass( '--active' );\n                });\n            });\n        <\/script>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-caf0b05\" data-id=\"caf0b05\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3876ee5 eael-flipbox-content-align-center elementor-widget elementor-widget-eael-flip-box\" data-id=\"3876ee5\" data-element_type=\"widget\" data-widget_type=\"eael-flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"eael-elements-flip-box-container eael-animate-flip eael-animate-left eael-content eael-flip-box-hover\">\n\n            <div class=\"eael-elements-flip-box-flip-card\">\n                <div class=\"eael-elements-flip-box-front-container\">\n\n                    \n                        <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                    <div class=\"eael-elements-flip-box-icon-image\">\n                                                                            <\/div>\n                                    <h2 class=\"eael-elements-flip-box-heading\">Community LTV<\/h2>                                    <div class=\"eael-elements-flip-box-content\">\n\t                                    <p>LEARN MORE<\/p>                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div class=\"eael-elements-flip-box-rear-container\">\n\n                                            <div class=\"eael-elements-slider-display-table\">\n                            <div class=\"eael-elements-flip-box-vertical-align\">\n                                <div class=\"eael-elements-flip-box-padding\">\n                                                                                                            <div class=\"eael-elements-flip-box-content\">\n                                        <p>This program allows eligible borrowers to secure a mortgage with higher loan-to-value (LTV) ratios than traditional mortgage products, meaning buyers can finance a larger portion of the home&#8217;s purchase price.<\/p>                                    <\/div>\n\n                                                                    <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n        <script>\n            jQuery(document).ready(function( $ ) {\n                $(\".eael-flip-box-click\").off('click').on( 'click', function( event ) {\n                    $(this).toggleClass( '--active' );\n                });\n            });\n        <\/script>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<script>\n\t\t\t\t(function($) {\n                    \"use strict\";\n\n                    var target = $('.elementor-element-7492cfc');\n\n                    \n                        target.css('background-position','0px 0px');\n\n\t\t\t\t\t\t                            var position = parseInt( target.css('background-position-x') );\n\n                            setInterval( function() {\n                                position = position + 4;\n                                target.css(\"backgroundPosition\", position + \"px 0\");\n                            },70 );\n\n                    \t                    \t\t\t\t}( jQuery ) );\n\t\t\t<\/script>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-a12dcf2 elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"a12dcf2\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2736c1d\" data-id=\"2736c1d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-122d993 elementor-widget elementor-widget-spacer\" data-id=\"122d993\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-a28b89e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a28b89e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ea305a3\" data-id=\"ea305a3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5672238 elementor-widget elementor-widget-mfn_testimonials\" data-id=\"5672238\" data-element_type=\"widget\" data-widget_type=\"mfn_testimonials.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"testimonials_slider single-photo\"><ul class=\"testimonials_slider_ul\"><li><div class=\"single-photo-img\"><img decoding=\"async\" width=\"85\" height=\"85\" src=\"https:\/\/homestatebank.org\/wp-content\/uploads\/2022\/04\/test1.png\" class=\"scale-with-grid wp-post-image\" alt=\"\" srcset=\"https:\/\/homestatebank.org\/wp-content\/uploads\/2022\/04\/test1.png 85w, https:\/\/homestatebank.org\/wp-content\/uploads\/2022\/04\/test1-50x50.png 50w, https:\/\/homestatebank.org\/wp-content\/uploads\/2022\/04\/test1-75x75.png 75w, https:\/\/homestatebank.org\/wp-content\/uploads\/2022\/04\/test1-80x80.png 80w\" sizes=\"(max-width:767px) 85px, 85px\" \/><\/div><div class=\"bq_wrapper\"><div class=\"blockquote\"><span class=\"mfn-blockquote-icon\"><i class=\"icon-quote\" aria-hidden=\"true\"><\/i><\/span><blockquote>Home State did a great job of assisting us on the finance end of our search for a new home. Once the offer was made and the ball was rolling all staff contacts with Home State Bank were pleasant, professional, and timely. Would highly recommend them.<\/blockquote><\/div><\/div><div class=\"hr_dots\"><span><\/span><span><\/span><span><\/span><\/div><div class=\"author\"><h5 class=\"title \"><a target=\"_blank\" href=\"#\">Hurley W.<\/a><\/h5><span class=\"company\"><\/span><\/div><\/li><li><div class=\"single-photo-img\"><img decoding=\"async\" width=\"85\" height=\"85\" src=\"https:\/\/homestatebank.org\/wp-content\/uploads\/2022\/04\/test2.png\" class=\"scale-with-grid wp-post-image\" alt=\"\" srcset=\"https:\/\/homestatebank.org\/wp-content\/uploads\/2022\/04\/test2.png 85w, https:\/\/homestatebank.org\/wp-content\/uploads\/2022\/04\/test2-50x50.png 50w, https:\/\/homestatebank.org\/wp-content\/uploads\/2022\/04\/test2-75x75.png 75w, https:\/\/homestatebank.org\/wp-content\/uploads\/2022\/04\/test2-80x80.png 80w\" sizes=\"(max-width:767px) 85px, 85px\" \/><\/div><div class=\"bq_wrapper\"><div class=\"blockquote\"><span class=\"mfn-blockquote-icon\"><i class=\"icon-quote\" aria-hidden=\"true\"><\/i><\/span><blockquote>Working with Home State was easy. Very knowledgeable and explained every step taken on the way to purchasing our new home. I would highly recommend working with them.<\/blockquote><\/div><\/div><div class=\"hr_dots\"><span><\/span><span><\/span><span><\/span><\/div><div class=\"author\"><h5 class=\"title \"><a target=\"_blank\" href=\"#\">Jorge S.<\/a><\/h5><span class=\"company\"><\/span><\/div><\/li><li><div class=\"single-photo-img\"><img loading=\"lazy\" decoding=\"async\" width=\"85\" height=\"85\" src=\"https:\/\/homestatebank.org\/wp-content\/uploads\/2022\/04\/test3.png\" class=\"scale-with-grid wp-post-image\" alt=\"\" srcset=\"https:\/\/homestatebank.org\/wp-content\/uploads\/2022\/04\/test3.png 85w, https:\/\/homestatebank.org\/wp-content\/uploads\/2022\/04\/test3-50x50.png 50w, https:\/\/homestatebank.org\/wp-content\/uploads\/2022\/04\/test3-75x75.png 75w, https:\/\/homestatebank.org\/wp-content\/uploads\/2022\/04\/test3-80x80.png 80w\" sizes=\"(max-width:767px) 85px, 85px\" \/><\/div><div class=\"bq_wrapper\"><div class=\"blockquote\"><span class=\"mfn-blockquote-icon\"><i class=\"icon-quote\" aria-hidden=\"true\"><\/i><\/span><blockquote>My wife and I just completed a re-finance on our second home in Florida. Home State was awesome to work with, which did not surprise us since we have handled several mortgages for us in the past at HSB, always with great enthusiasm, professionalism, and communication. Excellence in action.<\/blockquote><\/div><\/div><div class=\"hr_dots\"><span><\/span><span><\/span><span><\/span><\/div><div class=\"author\"><h5 class=\"title \"><a target=\"_blank\" href=\"#\">Cliff J.<\/a><\/h5><span class=\"company\"><\/span><\/div><\/li><\/ul><div class=\"slider_pager slider_pagination\"><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ea974a4\" data-id=\"ea974a4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-2fef8750 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2fef8750\" data-element_type=\"section\" id=\"blog\" data-settings=\"{&quot;shape_divider_top&quot;:&quot;arrow&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 700 10\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M350,10L340,0h20L350,10z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-409988db\" data-id=\"409988db\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-373eccee elementor-invisible elementor-widget elementor-widget-eael-divider\" data-id=\"373eccee\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"eael-divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"eael-divider-wrap divider-direction-horizontal\">\n\t\t\t\t\t\t\t<div class=\"eael-divider horizontal solid\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-164cbac2 elementor-invisible elementor-widget elementor-widget-eael-post-carousel\" data-id=\"164cbac2\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;,&quot;items&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:3,&quot;sizes&quot;:[]},&quot;items_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:2,&quot;sizes&quot;:[]},&quot;items_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"eael-post-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"swiper-container-wrap eael-post-grid-container eael-post-carousel-wrap eael-post-carousel-style-two swiper-container-wrap-dots-outside\" id=\"eael-post-grid-164cbac2\">\n            <div class=\"swiper-container swiper-8-lower eael-post-carousel eael-post-grid swiper-container-164cbac2 eael-post-appender-164cbac2\" data-pagination=\".swiper-pagination-164cbac2\" data-arrow-next=\".swiper-button-next-164cbac2\" data-arrow-prev=\".swiper-button-prev-164cbac2\" data-items-mobile=\"1\" data-items-tablet=\"2\" data-items=\"3\" data-effect=\"slide\" data-speed=\"400\" data-autoplay=\"0\" data-loop=\"1\" data-arrows=\"1\" data-dots=\"1\">\n                <div class=\"swiper-wrapper\">\n\t\t\t\t\t<div class=\"swiper-slide\"><article class=\"eael-grid-post eael-post-grid-column\">\n    <div class=\"eael-grid-post-holder\">\n        <div class=\"eael-grid-post-holder-inner\"><div class=\"eael-entry-media eael-entry-medianone\"><div class=\"eael-entry-overlay fade-in\"><a href=\"https:\/\/homestatebank.org\/2023\/05\/06\/how-an-arm-mortgage-works\/\"><\/a><\/div><div class=\"eael-entry-thumbnail \">\n                <img decoding=\"async\" src=\"https:\/\/homestatebank.org\/wp-content\/uploads\/2023\/05\/blog-002.jpg\" alt=\"\">\n                <a href=\"https:\/\/homestatebank.org\/2023\/05\/06\/how-an-arm-mortgage-works\/\"><\/a>\n             <\/div><\/div><div class=\"eael-entry-wrapper\"><header class=\"eael-entry-header\"><a class=\"eael-grid-post-link\" href=\"https:\/\/homestatebank.org\/2023\/05\/06\/how-an-arm-mortgage-works\/\" title=\"How an ARM Mortgage Works\"><h2 class=\"eael-entry-title\">How an ARM Mortgage Works<\/a><\/h2><\/header><\/div><div class=\"eael-entry-content\">\n\t\t\t<div class=\"eael-grid-post-excerpt\"><\/div>\n\t\t\t\t<\/div><\/div><\/div><\/article><\/div><div class=\"swiper-slide\"><article class=\"eael-grid-post eael-post-grid-column\">\n    <div 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