I will be your family and friends mortgage advisor for life.
Joy is a senior mortgage loan officer with years of experience in the finance industry. She specializes in helping clients navigate the mortgage process and secure loans for their dream homes. Joy is known for her attention to detail and ability to find customized solutions for each of her clients. She is also experienced in working with a wide range of credit scores and financial situations, from first-time homebuyers to experienced investors. Joy is committed to providing excellent customer service and building long-term relationships with her clients. She is a dedicated professional who is passionate about helping others achieve their homeownership goals.
You're in Good Hands ...
Since 1915, Home State Bank has established a strong reputation with individual consumers, real estate professionals, and homebuilders.
You can be confident that your chosen mortgage consultant will guide and advise you on which product would best suit your unique home financing needs. We will provide loan status reports so that you are informed throughout the lending process.
Our online capabilities provide you with many conveniences that extend beyond normal business hours, however, we pride ourselves on establishing long-term relationships that are best formed through face-to-face interactions.
NMLS Institution ID N0. 478452
Your Trusted Mortgage Expert
Home State did a great job of assisting us on the finance end of our search for a new home. Once the offer was made and the ball was rolling all staff contacts with Home State Bank were pleasant, professional, and timely. Would highly recommend them.
Working with Home State was easy. Very knowledgeable and explained every step taken on the way to purchasing our new home. I would highly recommend working with them.
My wife and I just completed a re-finance on our second home in Florida. Home State was awesome to work with, which did not surprise us since we have handled several mortgages for us in the past at HSB, always with great enthusiasm, professionalism, and communication. Excellence in action.