I offer 30 years of experience to make your mortgage experience one you will recommend to family and friends!


When it comes to your mortgage, one of the biggest financial responsibilities of your life, you want someone on your side to walk you through every step of the process. Whether you are buying a home or refinancing your current one, David can offer you over 28 years of mortgage lending experience, knowledge and dedication to detail. You are not a number or a transaction; you are a person who deserves personal attention to your specific needs in an efficient and timely manner.

David can offer you a variety of products, knowledge and experience to help you achieve your personal mortgage goals. Home State Bank offers competitive rates and fees within a variety of mortgage programs.

He is available 7 days a week until 9:00 pm to fit into your scheduling needs. David will come to you to make the application process as convenient as possible and will gladly help you in any way he can. 

You're in Good Hands ...

Since 1915, Home State Bank has established a strong reputation with individual consumers, real estate professionals, and homebuilders.

You can be confident that your chosen mortgage consultant will guide and advise you on which product would best suit your unique home financing needs. We will provide loan status reports so that you are informed throughout the lending process.

Our online capabilities provide you with many conveniences that extend beyond normal business hours, however, we pride ourselves on establishing long-term relationships that are best formed through face-to-face interactions.

NMLS Institution ID N0. 478452

Your Trusted Mortgage Expert

  • Home State did a great job of assisting us on the finance end of our search for a new home. Once the offer was made and the ball was rolling all staff contacts with Home State Bank were pleasant, professional, and timely. Would highly recommend them.
  • Working with Home State was easy. Very knowledgeable and explained every step taken on the way to purchasing our new home. I would highly recommend working with them.
  • My wife and I just completed a re-finance on our second home in Florida. Home State was awesome to work with, which did not surprise us since we have handled several mortgages for us in the past at HSB, always with great enthusiasm, professionalism, and communication. Excellence in action.

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